You Deserve a Brighter Financial Future

The Bankruptcy Process

The Benefits of Working with Sapinski Law Office, S.C.

Filing for bankruptcy has the potentional to rid you of your finacial problems whether it is insurmountable debt or being harassed by creditors. At the Sapinski Law Office, S.C. my team is one of the top bankruptcy law offices in Milwaukee. With 20 years in practice, I have personally helped thousands of people file for bankruptcy and have received dozens of referrals from my clients that certify my commitment to helping those with financial hardships.

I will guide you through the entire bankruptcy process, including: the process of filing, rebuilding your credit afterwards, and being personally involved to regaining your financial future. Furthermore, we will begin by reviewing your case and ensuring bankruptcy is the right decision for you. I will outline the benefits that come with bankruptcy while also going over other optinos that might fight your situation better.

Filing for Bankruptcy? Find Out Your Next Steps.

Filing for bankruptcy always begins with a 'means test' which tests your eligibility for bankruptcy. This tests your financial situation to outline why you should qualifiy for chapter 7 or chapter 13 bankruptcy. Following your eligibility a petition can be filed to the U.S. Bankruptcy Court to begin the legal process, which begins with the immediate ceasing of all collection activity. Creditors will be legally forced to stop harassing you for your pending payments while you are bankruptcy proceedings. You will then make an appointment to meet your creditors, however, creditors rarely show up to the meeting, but it is mandatory to attend the meeting regardless with an attorney if you choose.

Regardless of the kind of bankruptcy you are filing under, you will be mandated to attend a financial management course. Concluding the process is the discharging of debt which is discharged after 4 months under chapter 7 bankruptcy and discharged after your complete your repayment plan under chapter 13. A chapter 13 repayment plan typically runs throughout the course of 3 to 5 years. While you will be mostly free of debt, remember there are special forms of debt that cannot be discharged regardless of the chapter of bankruptcy you are filing for.

I will walk you through every step of the process and ensure that you gain the best relief possible under the bankruptcy code.
Call me today for a free case evaluation.

Trusted and Recommended

See What Past Clients Have Said
  • “I would recommend him to anyone I know needed his services.”

    Jill
  • “We highly recommend Attorney Sapinski as a straightforward bankruptcy lawyer, and more so, a person who really cares about his clients.”

    M.C.
  • “If you are in need of legal assistance in the area of debt relief or bankruptcy, I would highly recommend Andrew Sapinsky.”

    V.S.
  • “Sapinski Law Office, S.C. is a place I highly recommend for people truly in need of help with their debt.”

    S.A.
  • “Your manner and assistance were both very helpful…”

    L.G.
  • “We have been glad to have him take us through this process.”

    P.K. & M.K.
  • “I would recommend him to anyone!”

    C.R.
  • “I was very pleased with the professional services I received from Mr. Sapinski and his law firm.”

    N.K.
  • “Mr. Sapinski made the entire process painless.”

    K.S.
  • “We strongly recommend Sapinski Law Office, S.C.”

    B.N.
  • “Andrew it was a pleasure to work with you and if anyone I know need your services I will definitely recommend you.”

    J.T.
  • “I could not be more at ease with my decision of choosing Sapinski Law Office, S.C.”

    Nicole
  • “By hiring Attorney Sapinski, we saved ourselves thousands of dollars.”

    K.B.
  • “Sapinski Law Office, S.C. is a place I highly recommend for people truly in need of help with their debt.”

    S.A.
  • “Thank you for your time and effort.”

    D.K.