Blog Posts in 2015

  • Vehicle Loans - How Chapter 13 Can Help You?

    A vehicle loan can be a major expense. Sometimes we find we have borrowed more than we can afford or we find our budget has changed due to a drop in income or increase in monthly expenses. These circumstances can make our car loan payments unaffordable. Chapter 13 can provide help if you are having trouble making your car loan payments. Chapter 13 allows you to force the creditor to accept new ...
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  • Treatment of Unsecured And Secured Debts In Bankruptcy

    Unsecured debts Unsecured debts are not backed by collateral. That is, the creditor is not given a lien on anything you own. If the loan is not paid, the creditor may be free to pursue a judgment against you; however, they will be unable to take or repossess anything you own. Credit cards, medical bills and most payday loans are examples of unsecured debts. Interest rates on unsecured loans are ...
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