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Milwaukee Chapter 7 Bankruptcy Lawyer

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A Chapter 7 bankruptcy - also sometimes referred to as a personal, liquidation, or straight bankruptcy - is a traditional bankruptcy. Once a Chapter 7 petition is filed, an automatic bankruptcy stay goes into effect. This stops all creditor activity against the debtor and his or her property, and in most cases, all assets are exempt from being sold by the bankruptcy trustee.

What is Chapter 7 Bankruptcy?

Once you file for bankruptcy, the automatic stay starts, lasting the entire process. It takes only a few months before a discharge order is entered, eliminating most debts (excepting certain debts such as child support/student loans). Chapter 7 allows you to get a fresh start immediately and you can start rebuilding your credit score.

Should You File for Chapter 7?

Are you losing sleep at night because you are worried about meeting your basic living needs? Are your personal relationships suffering from debt problems?

If these or any of the following are true of you, then it may be a good idea to file for Chapter 7 bankruptcy:

  • You cannot save any money for emergency purposes or for your retirement
  • Your credit cards are all maxed out and you cannot use them any longer
  • You borrow from one credit card to make payments to pay off another card
  • You're considering a home equity loan or borrowing from your retirement so you can pay off your creditors
  • You've fallen behind on your mortgage or car loan because of high payments on unsecured debt (such as credit cards, medical bills, or payday loans)
  • You can't make minimum payments on your credit cards, or the minimum monthly payments or interest rates keeps increasing

Why Call Sapinski Law Office, S.C.?

  • I have helped thousands of people to a fresh financial start
  • My firm is backed by strong client recommendations
  • I have 20 years of experience handling only bankruptcy cases
  • I offer affordable, hassle-free payments plans

Unsure of whether or not bankruptcy is right for you? Want to see if you are eligible for Chapter 7 bankruptcy? I am ready to discuss all your options with you in a free case evaluation. Find trusted, dedicated advice today with a Milwaukee Chapter 7 lawyer at Sapinski Law Office, S.C.!

Contact me online or call (888) 782-9423 for a free consultation with a Chapter 7 attorney in Milwaukee at Sapinski Law Office, S.C. I am ready to guide you to financial freedom.

    What is the Chapter 7 Process?

    To file for Chapter 7 bankruptcy, you must provide documentation and complete courses within a specific timeline. While undergoing the process, you should not sell or give away any property.

    We recommend seeking guidance from a Milwaukee Chapter 7 attorney to ensure that you complete these items correctly and in time:

    • Before filing, attend a credit counseling course (available online or via phone).
    • File for bankruptcy.
    • Mail a copy of tax return to the bankruptcy trustee who is assigned to your case by the court.
    • After 30 days of filing, attend a creditor's meeting.
    • Mail the certificate of completion to the court.
    • Within 60 days of filing, attend a budget counseling course (available online or via phone).

    Within 60 to 75 days after the creditor's meeting, you should receive a letter that discharges your debt.

    Trusted Legal Guidance You Can Count On

    For 20 years, I have helped thousands of families escape deep holes of financial debt and find financial freedom. Bankruptcy has many benefits that may be able to help you as well. Call my firm today if you wish to speak with a knowledgeable Milwaukee bankruptcy attorney and learn more about Chapter 7 or your other debt relief options in Wisconsin.

    Straightforward & easy, find out where you stand financially. Request a free initial case consultation today. Call (888) 782-9423.

    Trusted and Recommended

    See What Past Clients Have Said
    • “Your manner and assistance were both very helpful…”

    • “I would recommend Sapinski Law to anyone.”

    • “If you are contemplating bankruptcy I highly recommend Mr. Sapinski.”

    • “I could not be more at ease with my decision of choosing Sapinski Law Office, S.C.”

    • “By hiring Attorney Sapinski, we saved ourselves thousands of dollars.”

    • “I would like to express my thanks again regarding the manner in which you handled my case.”

    • “We would recommend anyone else that has to go through this unfortunate process to consider Andrew Sapinski!”

      M.R. & B.R.
    • “We have been glad to have him take us through this process.”

      P.K. & M.K.
    • “Sapinski Law Office, S.C. is a place I highly recommend for people truly in need of help with their debt.”

    • “I would recommend him to anyone I know needed his services.”

    • “I would recommend Sapinski Law firm to anyone in need of assistance.”

    • “We highly recommend Attorney Sapinski as a straightforward bankruptcy lawyer, and more so, a person who really cares about his clients.”

    • “I would recommend him to anyone!”

    • “If you are in need of legal assistance in the area of debt relief or bankruptcy, I would highly recommend Andrew Sapinsky.”

    • “We strongly recommend Sapinski Law Office, S.C.”