Bankruptcy is a complicated legal proceeding that can be filled with many traps and pitfalls. If you are not careful, you can stand to lose assets, have your case dismissed or be denied the right to a discharge of debt. That’s why it is very important to hire a skilled attorney to help you navigate your way through the process. With over 20 years of bankruptcy experience under his belt, Attorney Andrew Sapinski will carefully review your situation, help you develop a strategy that is best for you and determine the timing of your bankruptcy case filing. If you let him guide you, you will find the process painless and stress free and there should be no surprises. However, he can’t guide you properly until you first provide important items and information. Here are some of the things you may be expected to provide if you decide to file bankruptcy through Sapinski Law Office:
- Your State and Federal income tax returns from the past two tax years;
- Your W2 forms from the past two years;
- If you are employed, all paystubs you received over the last 7 months (or a payroll summary that shows your pay for each pay date during that period);
- If you are self-employed, profit and loss statements that show your profit and loss over the previous 12 months and previous 6 months;
- Proof of any benefits you receive on a monthly basis, such as social security or pension;
- 6 months most recent bank statements;
- If you own real estate, you must provide a recorded copy of the deed, a recorded copy of your mortgage and a copy of the most recent property tax bill;
- The Vehicle I.D. Number (VIN) for all vehicles you own;
- A completed Bankruptcy Questionnaire form which you can download if you click here;
- The most recent statements you have received from your creditors or a list of your creditor names, addresses and balances; and
- A credit report (if you have problems with this, Sapinski Law Office will help you).
Please also remember that everyone who files must complete a mandatory credit counseling course and file a certificate that confirms the course was completed within 6 months before the bankruptcy filing date. A link to obtain a certificate can be found if you click here.
Of course, other items and documents may be requested, as every case is different. We recommend that you forward everything to Sapinski Law Office electronically thorough e-mail or our Client Portal. If you become a Client, you will be provided a special e-mail address to use and a link to our secure portal. Of course, If you don’t have access to a computer you may also mail or personally deliver the items to our office.
If you are considering bankruptcy, please contact Sapinski Law Office today to schedule a free consultation. During this low pressure meeting, we will review all your options and then provide you a customized checklist of items and information that will be necessary, if you decide to hire Attorney Sapinski.