The Bankruptcy Process in Wisconsin
The Benefits of Working with Sapinski Law Office, S.C.
Filing for bankruptcy has the potential to rid you of your financial problems whether it is insurmountable debt or being harassed by creditors. At the Sapinski Law Office, S.C. my team is one of the top bankruptcy law offices in Milwaukee.
With 20 years in practice, I have personally helped thousands of people file for bankruptcy and have received dozens of referrals from my clients that certify my commitment to helping those with financial hardships.
How Can My Team Help You?
I will guide you through the entire bankruptcy process, including: the process of filing, rebuilding your credit afterwards, and being personally involved to regaining your financial future. Furthermore, we will begin by reviewing your case and ensuring bankruptcy is the right decision for you. I will outline the benefits that come with bankruptcy while also going over other options that might fit your situation better.
Filing for Bankruptcy? Find Out Your Next Steps.
Filing for bankruptcy always begins with a 'means test' which tests your eligibility for bankruptcy. This tests your financial situation to outline why you should qualify for Chapter 7 or Chapter 13 bankruptcy. Following your eligibility a petition can be filed to the U.S. Bankruptcy Court to begin the legal process, which begins with the immediate ceasing of all collection activity.
Creditors will be legally forced to stop harassing you for your pending payments while you are bankruptcy proceedings. You will then make an appointment to meet your creditors, however, creditors rarely show up to the meeting, but it is mandatory to attend the meeting regardless with an attorney if you choose.
We Are With You Every Step of the Way
Regardless of the kind of bankruptcy you are filing under, you will be mandated to attend a financial management course. Concluding the process is the discharging of debt which is discharged after 4 months under Chapter 7 bankruptcy and discharged after your complete your repayment plan under Chapter 13.
A Chapter 13 repayment plan typically runs throughout the course of 3 to 5 years. While you will be mostly free of debt, remember there are special forms of debt that cannot be discharged regardless of the chapter of bankruptcy you are filing for.
I will walk you through every step of the process and ensure that you gain the best relief possible under the bankruptcy code. Call me today for a free case evaluation at my office in Milwaukee, WI.
About Our Firm
Introduction to Sapinski Law Office
Get to know Attorney Sapinski and how he will work with you to achieve a better financial future.
"If you are in need of legal assistance in the area of debt relief or bankruptcy, I would highly recommend Andrew Sapinski."
After many years of trying to cope with the financial burdens of a single mother of two, my current strategies were no longer ...V.S.
"You definitely took away a lot of the pain."
Thank you again for your help with handling my 'long overdue credit situation' this past year. You definitely took away a lot ...T.B.
"I would recommend Sapinski Law Office, S.C. to anyone facing bankruptcy."
I would recommend Sapinski Law Office, S.C. to anyone facing bankruptcy. They handled my case professionally, ...Will
"Thank you for your time and effort."
On your advice, we did credit counseling. The outcome was we are on the right track…..and we have decided not to pursue ...D.K.
"I was very pleased with the professional services I received from Mr. Sapinski and his law firm."
I was very pleased with the professional services I received from Mr. Sapinski and his law firm. I was not sure what to ...N.K.
"Sapinski Law Office, S.C. is a place I highly recommend for people truly in need of help with their debt."
Sapinski Law Office, S.C. is a place I highly recommend for people truly in need of help with their debt. I was extremely ...S.A.
"I would recommend him to anyone I know needed his services."
Mr. Sapinski is very friendly and nice to work with. He takes time to explain everything very well. I would recommend him to ...Jill
"We have been glad to have him take us through this process."
Bankruptcy was a difficult stress filled decision. Mr. Sapinski was very supportive and understanding and put our minds at ...P.K. & M.K.