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Chapter 13 Bankruptcy in Appleton

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If you are struggling to pay for your mortgage, motor vehicle, or any other debts, Chapter 13 bankruptcy can help you regain your financial independence. This type of bankruptcy allows you to repay some of your debts over a three- to five-year period.

If you are interested in filing under Chapter 13 in Appleton, WI, I can help determine if this type of bankruptcy is right for you. I’ve had the pleasure of helping thousands of clients find debt relief and get back on their feet. Do not hesitate to get a new start immediately.


Call (888) 782-9423 to request a free consultation with a bankruptcy lawyer in Appleton, WI.
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Filing Under Chapter 13

Before you can file for Chapter 13, you must obtain credit counseling education from an approved agency and submit a repayment plan to the court and creditors. Your secured and unsecured debts cannot surpass a specific limit. You must also afford both your monthly household expenses and payment toward the repayment plan.

If your household income is below Wisconsin’s median income, you must make payments for three years. Once you fulfill the repayment plan, some of your remaining debts will be eligible for discharge. If your household income is above the state’s median, you will be required to make payments for five years, after which some remaining debts will be forgiven. Unsecured debts (i.e. credit card and healthcare debt) are eligible for discharge.

Chapter 13 bankruptcy can help you do the following:

  • Stop foreclosure
  • Avoid repossession of your vehicle
  • Modify your mortgage
  • Create a plan which enables you to repay your secured debts

If your secured debt exceeds $1,184,200 and your unsecured debts exceed $394,725, you cannot file for Chapter 13 bankruptcy.

Begin a Free Evaluation with a Bankruptcy Attorney in Appleton

With more than 20 years of experience, I have a comprehensive knowledge of Wisconsin’s bankruptcy system to guide you through the complexities of your case. I can make sure you stay committed to your repayment play and protect your rights against creditors. Let me help you take control of your finances today.

Contact us and speak with an Appleton bankruptcy attorney now!

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